Home Loans can be divided in several categories and this is often what makes it difficult and confusing when you have to make a decision. For most people, an attractive interest rate is one of the most important features whilst for others, flexibility or security may be more important.

STANDARD VARIABLE RATE LOAN The Standard Variable Rate Loan is probably the most common and popular home loan in Australia. As the name implies, the interest rate on these loans varies at anytime depending on economic conditions.

FIXED RATE LOAN Fixed Rate Loans are loans where the interest rate is fixed, i.e. will not change for a set period of time. The most common fixed terms are from 1 to 5 years, however some lenders offer fixed terms of up to 15 years.

Whatever your requirements are, you can be assured that the team at XYZ finance will find the right solution for you.